Tuesday, November 07, 2006

For Sale.

Proton Iswara 1.3 (M) '00. Multiple accident but damn strong car as owner unhurt each time. Like new as almost every part has been replaced before. Price negotiable. Warranty 1 year. Full refund if purchaser dies while driving it. Interested?? Call Cookie 012-XXX XXXX.

Think that ad can be published in newspapers? I mean it should be allowed right? Since I'm being so honest. SIGH. Got a call from my insurance agent today regarding my claim. After 20 days of uncertainty, I've finally have a clearer picture of what is going on. Yeah 20 fcuking days for the insurance company to come out with a decision. Well can't exactly blame them when apparently all the damn adjuster in KL is on holiday. Yeah stupid of me to crash my car during the festive season, knowing damn well that as a typical Malaysian, we love to declare holiday for ourselves. Even when the actual holidays is only for a week, most of them need few days leave in advance to hype themselves up for the celebration and another few days to mourn after the holidays. 20 days is so reasonable.

Well, I don't like the outcome of the finding at all. Since clearly they ain't gonna write off my car as I wished but rather just repair it. I don't want it repaired!! Because I just don't think that the car is road worthy anymore. You don't have to be a genius to know that a car that is being repaired again and again just ain't strong enough to withstand another impact. Another impact and the car will look like a crushed coke can. It is just not safe. According to the insurance company, the car must be beyond repair or the cost to repair cost more than the value of the car, only then one can get a total loss compensation.


And that is what they meant by beyond repair. Fcuk. If my car has to be in that state to get the total loss compensation, I don't need it already. Chances are I'll get a latest BMW model and a driver. Yeah those paper effigy ones. Who will be so lucky to survive a crash of that multitude and still bug the insurance company for compensation? That is just whack. I guess it is not so hard to understand. After all the insurance company is doing business, not charity.

So what can I do? Nothing. Even checked with the insurance tribunals and their advice is just get it repaired. What I do with it after that is completely up to me. I can keep it or I can sell it. Problem is who is willing to buy such a jinxed car?? Sure I can lie about it but it just don't seem right. And I think I'll be more satisfied to know that the bitch is being slaughtered in some junk yard. I might even go and witness it. Oh well...it is probably another 20 days before the car is fixed, so no hurry in deciding.